Accountants for High Net Worth Individuals
Specilist Tax Planning and Wealth Protection for HNWIs Across the UK
Multiple income streams, investment portfolios, property holdings and inheritance planning all demand specialist attention and HMRC is watching more closely than ever. Reflex Accounting provides dedicated accountants for high net worth individuals who protect your wealth, reduce your tax exposure and give you complete financial confidence.
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Dedicated Adviser
One qualified accountant who knows your full financial picture
Tax‑Efficient Strategies
Our clients legally retain more of their income and assets
Full HMRC Compliance
Personal tax, CGT, IHT and reporting handled under one roof
How Reflex Accounting Helps High Net Worth Individuals Save Tax and Wealth
At Reflex Accounting, we go beyond filing returns. We build long‑term strategies that protect what you’ve earned and plan ahead for what comes next.
Proactive Tax Planning
We analyse your full income, gains and assets to build a personalised tax strategy that legally minimises your liabilities across income tax, capital gains tax, dividend tax and more.
Dedicated Personal Adviser
You’ll work with one senior accountant who understands your entire financial position. We’re available year‑round for advice, not just at year‑end.
Inheritance Tax and Estate Planning
We help you structure your wealth to protect your family’s future. We develop IHT strategies that preserve wealth across generations.
Investment Tax Advice
We advise on tax‑efficient investment structures that align with your risk appetite and financial objectives. We work alongside your wealth manager or financial adviser to ensure joined‑up planning.
HMRC Enquiry Support
High net worth individuals face greater HMRC scrutiny. If an enquiry arises, we handle all correspondence, prepare your case and represent you directly.
Request a quote or ask for advice
We work with a wide range of businesses on a national level and can give you the friendly and expert accounting advice you need.
Your Specialist Accountant for High Net Worth Individuals
Reflex Accounting provides specialist accounting and tax advisory services designed exclusively for individuals with significant wealth. We handle everything from annual self‑assessment returns and capital gains reporting to long‑term inheritance tax planning, trust management and international tax compliance.
Common Financial Challenges We Solve for High Net Worth Individuals
Paying More Tax Than Necessary?
We identify missed reliefs, allowances and planning opportunities and manage a proactive tax strategy designed to legally reduce your overall tax bill.
Concerned About Inheritance Tax?
We identify the most effective IHT planning structures for your estate and manage strategies including trusts, gifts, reliefs and family wealth transfers.
Multiple Income Streams Creating Complexity?
We identify all sources of income such as employment, dividends, rental, investment and manage integrated reporting and planning.
Worried About HMRC Scrutiny?
We identify potential risk areas in your tax affairs and manage full compliance, accurate disclosure and, if needed, direct representation during any HMRC enquiry
No Clear Strategy for Your Property Portfolio?
We identify the tax implications of buying, selling, developing or letting property and manage CGT, SDLT, rental income reporting and structuring advice tailored to your portfolio.
FAQs
Who qualifies as a high net worth individual in the UK?
In the UK, HMRC typically considers individuals with annual income above £200,000 or assets exceeding £2 million as high net worth.
Why do high net worth individuals need a specialist accountant?
HNWIs face greater HMRC scrutiny, more complex tax obligations and higher financial stakes if something goes wrong. A specialist accountant understands the nuances of personal taxation at this level, from investment reliefs and trust structures to inheritance tax and international income, ensuring your affairs are optimised and fully compliant.
What taxes do high net worth individuals typically pay?
Depending on your circumstances, you may be liable for income tax, capital gains tax, dividend tax, inheritance tax and stamp duty land tax. You may also have overseas reporting obligations. Reflex Accounting reviews your full tax position and builds a strategy to minimise each liability legally.
Can Reflex Accounting help with inheritance tax planning?
Yes. We provide comprehensive IHT planning, including advice on trusts, lifetime gifts, business property relief, agricultural property relief, nil‑rate band planning and family wealth transfers. Our goal is to help you protect as much of your estate as possible for future generations.
How do I get started with Reflex Accounting's HNWI services?
Simply book a confidential consultation. We’ll review your current financial position, identify opportunities and risks, and recommend a tailored plan that aligns with your personal and financial goals.
Struggling with Finances?
Let Reflex Accounting Protect Your Wealth.
Focus on your life and business — not navigating HMRC, managing multiple tax obligations or worrying about your estate. Get in touch for a confidential consultation today.
